Goods in Transit Insurance

What is Goods in Transit insurance?

This policy is designed to meet the legal liability insurance needs of hauliers, warehouse keepers, couriers, and freight forwarders for loss or damage to customers’ goods, in accordance with the conditions of contract, carriage or trading specified in the policy schedule.

You need to check that you have all risks cover so that breakages, damages and theft are included as insured perils. In addition, you could be asked to carry anything, including theft attractive items:

• Wines and/or spirits including but not limited to champagne
• Cigars, cigarettes and tobacco excluding raw leaf tobacco
• Non-ferrous metals in raw scrap bar or ingot or similar form
• Furs and ready made garments
• Mobile phones and / or similar and /or associated goods
• Precious stones or precious metals or articles made of or containing precious stones or metals
• Audio/visual equipment
• Computer equipment, software and accessories
• Photographic equipment and accessories

You are not automatically covered by all policies for the above, so it is very important that you get this covered, do not make the mistake of carrying the items on the basis that you were unwittingly carrying them as sometimes the items will be described on the box or delivery note without you being aware.